Free to use
No account required
Editable assumptions
Results stay in this browser
Net Worth Calculator
Track net worth with one clear number. Add up what you own and subtract what you owe to estimate net worth and monitor progress over time.
Net worth estimate
Enter values, then calculate.
How the estimate works
- Net worth equals total assets minus total liabilities.
- Change one assumption at a time to compare scenarios.
- Use current balances, rates, costs, and timelines whenever possible.
Important limitation
Use consistent and realistic asset values, and include every outstanding debt. Results are estimates only and are not financial, lending, legal, tax, or investment advice.
Assumptions and review
Formula review: July 29, 2026. This tool uses only the values shown above and does not pull live rates, balances, prices, or account data.
Related calculators
Savings Rate CalculatorMeasure savings as a share of gross and net income.Emergency Fund CalculatorEstimate how much emergency savings you need and how long it will take to build your target fund.Budget CalculatorEstimate monthly cash flow and create a practical spending plan from income, fixed costs, and savings targets.Savings Goal CalculatorEstimate the monthly contribution needed to reach a savings goal from a current balance, timeline, and return.
Frequently asked questions
How does the net worth calculator work?
Net worth equals total assets minus total liabilities.
Can I change the assumptions?
Yes. Every displayed input is editable so you can compare scenarios directly.
Are these results guaranteed?
No. Results are estimates only and should be used for planning, not as financial, legal, lending, or tax advice.